This is a simple form that sets out all information required to make your monthly mortgage payments. It may include the following information:

• Loan number

• Borrower’s name and address

• First payment due date

• Complete breakdown of payment amount, indicating the amount of the payment being applied to principal, interest, taxes, and hazard insurance

• When payments are due

• To whom checks are to be made payable, with the address

• An estimate of your annual real estate taxes

These items are not required but may be included:

• Legal description of the property

• Date of closing or settlement

• Property value

• Sales price

• Loan amount

• Interest rate

• Term of loan

• Seller’s name

• Loan closer’s name

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